Jonesboro real estate and homes for sale in Arkansas, luxury homes, estate properties - The Brenda Dacus Team, REALTORS® The Brenda Dacus Team REALTORS(r) for Jonesboro, Arkansas real estate, luxury homes, estate properties - NUMBER1EXPERTS™ The Brenda Dacus Team NUMBER1EXPERTS(tm) for Jonesboro, Arkansas real estate, luxury homes, estate properties

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The Brenda Dacus Team, REALTOR®, real estate agents and broker for Jonesboro Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)
We are Jonesboro's leading residental real estate team. It would be our pleasure to help you. Give us a call: 870-933-6131.

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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
What is the most common street name in the US?

A 
Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street.
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The Brenda Dacus Team, REALTOR®, real estate agents and broker for Jonesboro Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Brenda Dacus Team
Fred Dacus Associates Realtors

2529 S. Caraway
Jonesboro, AR 72401
Direct Line: 870-933-6131
Phone #: 800-553-7170
Cell #: 870-931-8434
Fax #: 870-933-6194
Email: BrendaDacus@NUMBER1EXPERT.com

Brenda Dacus and The BRENDA DACUS Team. Jonesboro's #1 Agent and the #1 Company, Fred Dacus Associates. Brenda is passionate about real estate and dearly loves the city she sells. She strives to provide value-added service; always committed to excellence and the highest standards and level of integrity. That commitment is evidenced by a high percentage of repeat business and referrals received each year from past buyers and sellers. Proud to call Jonesboro home for more than 42 years, Brenda is experienced in working with relocating families and draws from her knowledge of the city, schools, personalities of neighborhoods, financing, and community involvement to help buyers make the best decisions. She is recognized for her expertise in marketing homes and is presently the only Arkansas Realtor to have earned The Luxury Home Marketing designation. Honored by her peers as Jonesboro Realtor of the Year for two years, Brenda has distinguished herself as a top producer by earning membership in the Arkansas Mult-Million Dollar Club for twenty-two consecutive years, longer than any other Jonesboro Realtor. She is annually ranked by "Arkansas Business" as one of the state's top agents. Brenda Dacus has been selling Jonesboro real estate since 1975 and knows how to make you right at home. It would be her pleasure to serve you.

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