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Negative amortization
A gradual increase in the balance of a loan or
mortgage which occurs because the monthly payments made are too small to cover
the entire principal and interest charges; this shortfall amount is added to
the remaining balance, resulting in negative amortization
Net listing
The advertisement of the price of property for
sale in terms of the net price the seller will receive, once the property is
sold, a type of listing which is illegal in many states
Net worth
The total value of all of an individual's
assets, minus all liabilities or debts
No cash-out refinance
A transaction for refinancing a mortgage in
which the new mortgage amount is limited to the sum total of the remaining
balance of the first mortgage, points, closing costs, whatever is required to
satisfy any liens that are more than one year old and other funds for the
borrower's use (as long as the amount is one percent or less of the principal
amount of the new mortgage)
Notary
An individual authorized by law to certify
documents and signatures
Note
A legal document that obligates a borrower to
repay a loan or owed sum of money at a stated interest rate over a designated
period of time
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The Brenda Dacus Team Fred Dacus Associates Realtors 2529 S. Caraway Jonesboro, AR 72401 Direct Line: 870-933-6131 Phone #: 800-553-7170 Cell #: 870-931-8434 Fax #: 870-933-6194 Email: BrendaDacus@NUMBER1EXPERT.com
Brenda Dacus and The BRENDA DACUS Team.
Jonesboro's #1 Agent and the #1 Company, Fred Dacus Associates. Brenda is passionate about real estate and dearly loves the city she sells. She strives to provide value-added service; always committed to excellence and the highest standards and level of integrity. That commitment is evidenced by a high percentage of repeat business and referrals received each year from past buyers and sellers. Proud to call Jonesboro home for more than 42 years, Brenda is experienced in working with relocating families and draws from her knowledge of the city, schools, personalities of neighborhoods, financing, and community involvement to help buyers make the best decisions. She is recognized for her expertise in marketing homes and is presently the only Arkansas Realtor to have earned The Luxury Home Marketing designation. Honored by her peers as Jonesboro Realtor of the Year for two years, Brenda has distinguished herself as a top producer by earning membership in the Arkansas Mult-Million Dollar Club for twenty-two consecutive years, longer than any other Jonesboro Realtor. She is annually ranked by "Arkansas Business" as one of the state's top agents. Brenda Dacus has been selling Jonesboro real estate since 1975 and knows how to make you right at home. It would be her pleasure to serve you.
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